Subchapter I. General. § 28–3801. Scope — Limitation on agreements and practices. § 28–3802. Definitions. § 28–3803. Balloon payments. § 28–3804. Assignment of earnings and authorization to confess judgment prohibited. § 28–3805. Debts secured by cross-collateral. § 28–3806. Attorney’s fees. § 28–3807. Negotiable instruments prohibited. § 28–3808. Assignees subject to defenses. § 28–3809. Lender subject to defenses arising from sales. § 28–3810. Referral sales. § 28–3811. Home solicitation sales. § 28–3812. Limitation on creditors’ remedies. § 28–3813. Consumers’ remedies. § 28–3814. Debt collection. § 28–3815. Administrative enforcement. § 28–3816. Inconsistent laws: What law governs. § 28–3817. Health spa sales. § 28–3818. Layaway plans. § 28–3819. Rental housing locators.